
Tuesday, November 24, 2009
Over it
I'm soooooo done with this stupid house and mortgage company... I have had 3 offers in one month.. two were very short offers because the buyer wanted to take advantage of the $8000 tax credit... the other is still on the table and will most likely be walking very soon (since the last good offer we had they walked after 7 months of waiting) and this buyer wants to close by the end of the year (sorry but there's no way that's going to happen with this stupid company)... but my realtor advised me to call them and talk to them about doing a deed in lieu... basically handing the title and deed over and just taking it as a loss... which i wouldn't mind doing ( i just want this house out of my hands right now....) but i don't want any tax penalties and the company isn't promising anything and after talking to my realtor he's not going to extend our contract because he's already spent $1000 trying to sell the damn thing and with the way the mortgage company is dealing with us he's getting sick of it (and i appreciate everything he's done for us... he's a really great guy so if you're looking to buy in omaha i totally recommend going to this guy.. he's a great realtor) but what's really pissing me off is anytime i call they're rude to me.... are they rude to my realtor? no of course not and they keep telling him things and then they tell me something completely different... I don't know what to think who to believe i mean are they just telling him things to keep him off their asses and let my house foreclose or what?! They haven't sent me anything in the mail about anything that is going on with my house and i'm just so fed up and irritated with this damn stupid company... they're supposed to be helping us homeowners out (or so i thought) or at least helping us keep our homes not diddly doddling about their business... i mean it would be a loss to the bank (and to me) but more of a loss to the bank and they're going to have to update the house since no one has been living their and fix some things up but i guess if that's what they want to do then they can take their sweet ass time fixing it up too... i just wish (and its stupid) that my dad would have never died and i wouldn't have bought that stupid house in the first place... or at least bought a smaller house where i didn't have to depend on roommates... ugh... i just wish it was all over... i can't wait to have the stress of this house gone... i've lost 10 pounds in the last three weeks over this stupid house... and the thing that irritates me the most is that its taken them over 7 months to approve an offer but it only takes up to 120 days (so what 3 months) to do a deed in lieu... i don't understand how that works and it takes them less time just to take over your house instead of help you out and try and sell it... it just really sucks with this happening around the holidays because i am not in the holiday spirits at all and don't think i will be for a while... i'll just be thankful after this is all out of my hands... because right now i dont have much to be thankful for except those i love.... i'm supposed to have a meeting with my realtor on monday and will fill all that in but have a happy thanksgiving everyone!


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2 comments:
Visiting from Hyla's Green Earth blog. I am so, so sorry for all the stress you have and I send my best to you. Take good care, Martha
I love charleefellup.blogspot.com! Here I always find a lot of helpful information for myself. Thanks you for your work.
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